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Home / Car financing / See If You Qualify (No Credit Check to Start)

Send five quick answers — ID type, income, how you are paid, down payment and the payment you want — and we text you which lenders fit your situation. Sending this form does not run a credit check and we never ask for your Social Security number here.

Pre-qualification vs. credit application

  • This form: a first look, based on what you tell us. No credit check.
  • Full credit application: what the lender uses to approve the loan. The lender may check your credit at that point — we tell you before.

What happens next

We text you, usually the same business day, with the options and what documents to bring. Then you pick the car — or we look for one with the car finder.

Financing is subject to credit approval. Terms, rate and down payment depend on the lender.

Questions people ask

Is pre-qualification an approval?

No. It is a first look at your options. Final approval, rate and terms come from the lender, subject to credit approval.

Do I need a Social Security number?

Not for this form. Several lenders finance ITIN holders; see our ITIN guide.

Quick pre-qualification

We never ask for your Social Security number here. If a lender needs it, we send you a secure link — never by text or email.

Talk to a person

Call, text or WhatsApp — English, Português, Español. Monday–Saturday, 10 AM–6 PM.

📞 Call (781) 899-8100WhatsApp us💬 Text us

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